Good post: Tony
Just had an email for Martin Lewis update and here is a good bit of news if you use a credit card
[You must be registered and logged in to see this link.] ... 3f4ce&
fv=1New. Can you get THE CHEAPEST way to spend abroad?
Specialist credit cards give PERFECT exchange rates everytime. New eligibility checker finds which you can get
Pocketing a specialist cheap travel money credit card if you regularly go abroad's a no-brainer. They smash bureau de change rates, giving cheapest spending in every country. The big Q - will you pass the credit check? We've a way to help.
It's all about the 'load'. Most plastic adds a hidden 3%ish 'load', so spend £100 worth of euros and your statement says £103. But a few cards are 'load-free' so you get unbeatable rates, smashing bureaux de change.
Specialist 'load-free' worldwide cards (with no annual fee) click the link to see the full list
Top pick: Halifax Clarity* 0% FREE £1 12.9% Eligibility check
(1) Monthly ATM withdrawal interest if repaying in full | Also see Load-Free Debit Cards (you must change bank)
How the eligibility checker works. Card applications hit your credit score, even if rejected. Instead, we do a pre-application 'soft' search with no impact, which lets us calculate your percentage chance of getting specific cards.
The golden rules with these cards. 1) Set up a direct debit to repay IN FULL each month to minimise interest. 2) Spending's cheaper than ATM withdrawals. 3) For ATM withdrawals, making fewer, larger withdrawals is cheaper (but be safe). 4) If asked "
pay in £ or euro"
, pick euros. 5) Full help: Cheap Travel Money Cards, APR Examples