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oddball Moderator
Posts : 7312 Join date : 2009-10-20 Age : 65
| Subject: Visa Debit Cards Fri Aug 20, 2010 4:53 pm | |
| Hi Guys As you all know the Nationwide Visa debit card did not charge for using the card abroad at the ATM or purchases. However, just got a letter today which states the the following changes from 1st November 2010: From 1st November 2010, buying goods and services with your Visa debit card is currencies other than sterling will incur a 2% commission charge. Cash withdrawals overseas will incur a further £1 charge. The charge replaces our current 1% third party foreign currency charge for ll transactions outside the Visa Europe Region. So looks like only none Visa debit card will be the HSBC will start looking around now. Oddy |
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Admin Administrator
Posts : 6136 Join date : 2009-08-15
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Scunnered Moderator
Posts : 792 Join date : 2009-09-29 Age : 62
| Subject: Re: Visa Debit Cards Fri Aug 20, 2010 6:25 pm | |
| That's such a shame, I always use it in Bulgaria. It was the only one recommended by Martin Lewis, the money saving expert. Any ideas what to use now? |
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Carmen Super user
Posts : 714 Join date : 2010-03-19
| Subject: Re: Visa Debit Cards Fri Aug 20, 2010 6:31 pm | |
| have a look here it might help [urlhttp://www.moneysavingexpert.com/travel/cheap-travel-money#topcards][/url] |
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bulgariabill Super user
Posts : 317 Join date : 2009-12-27
| Subject: Re: Visa Debit Cards Fri Aug 20, 2010 6:55 pm | |
| Hi All Got wind of this a few weeks ago in the national press, and have registered my complaint via the messaging service on line, not that it will do any good!!
Have told them that at the next AGM will be voting for it to become a bank, if they are going to do things like this.
However having said that what they are offering still beats all other cards out there, so not much point in going through all the hassle of looking and changing, so will just have to bite the bullet , have to say the free travel insurance is not much incentive?? only covers main account holder.
Not a happy bunny, but like all money establishments have you by the proverbial short and curly's Bill |
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Carmen Super user
Posts : 714 Join date : 2010-03-19
| Subject: Re: Visa Debit Cards Sat Aug 21, 2010 4:16 pm | |
| Your right Bill they all becoming Banks now and they will all squeeze every last penny out of us that they can and I don't see a way round it |
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oddball Moderator
Posts : 7312 Join date : 2009-10-20 Age : 65
| Subject: Re: Visa Debit Cards Wed Dec 15, 2010 11:14 pm | |
| Hi Guys THE Caxtonfxcard Found this and thought it might be of interest now that Nationwide has started to charge us for using the visa card abroad [You must be registered and logged in to see this link.] Global Traveller seems like a good options to me. 1) You apply for a card you can use in any country. 2) There does not seem to be any fees, unless you take an additional card. 3) However, they take £10.00 to start the account off and when you load your card with find that £10. appears back on your card. 4) You can load the card up to £5000. 5) There are no oversea withdrawal fees, that I CAN SEE. but double check The only drawback is they take no responsibility for the money, should you loose your card nor are you cover by the FSA guidelines. You must have a UK address. Have a look and see what you think. Oddy |
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willowsend Mega user
Posts : 2271 Join date : 2009-11-10 Age : 84 Location : Dobrich
| Subject: Re: Visa Debit Cards Thu Dec 16, 2010 1:05 am | |
| - oddball wrote:
-
Hi Guys
THE Caxtonfxcard
Found this and thought it might be of interest now that Nationwide has started to charge us for using the visa card abroad [You must be registered and logged in to see this link.]
Global Traveller seems like a good options to me. 1) You apply for a card you can use in any country. 2) There does not seem to be any fees, unless you take an additional card. 3) However, they take £10.00 to start the account off and when you load your card with find that £10. appears back on your card. 4) You can load the card up to £5000. 5) There are no oversea withdrawal fees, that I CAN SEE. but double check
The only drawback is they take no responsibility for the money, should you loose your card nor are you cover by the FSA guidelines. You must have a UK address. Have a look and see what you think.
Oddy :Howdy:oddy I found this and I'm not sure what to make of it The two cheapest, according to consumer watchdog Which? are Caxton FX and FairFX. They have no charges apart for withdrawals from cash machines and for a replacement card (£5 with Caxton FX and £5.99 with FairFX). Caxton FX has no cash withdrawal fee on its Global card, but charges $3 on its dollar card and €2 on the euro card. FairFx levies €1.50 and $2 for withdrawals at machines in the eurozone and the US. Both charge for ATM withdrawals in the UK. |
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itchyfeet Mega user
Posts : 2268 Join date : 2010-09-10 Age : 68 Location : Paskalevets
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| Subject: Re: Visa Debit Cards | |
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