First topic message reminder :went to bed last night, at about midnight a text came through on the mobile. it was our credit alert text that tells you a transaction has been made on your credit card.
.
the transaction was for ryanair, but due to insufficient funds the transaction could not be made. thankfully.
only last week we took our money from that account as we rarely use it and only left emergency fund in it. thankfully.
we have been onto allianze and cancelled all our cards. I will not be using cards again.
so, if you do have to use cards make sure you have credit alert from the bank, it was a late transaction, the banks were shut and they are shut today, so i would not have been aware of someone using my card.