Insuring a Vehicle in Bulgaria and the Law;
“Motor third party liability” (Minimum requirement)
What is the object of that insurance?
The minimum compulsory insurance “Motor third party liability” (MTPL) covers the liability of the Insured against material damages or bodily injures they have been caused to third parties by use of motor vehicles, for which damages the Insured is liable under the Bulgarian legislation or the legislation of the country on the territory of which the accident occurred.
“CASCO” insurance of Motor vehicles for the territory of Bulgaria and Europe - /Eurocasco/What is the object of that insurance?
According to your individual needs, you may choose:
„ Minimal casco”Risks covered:
Fire;
hurricane;
hail;
flood;
lightning;
snow and/or ice accumulation, resulting from intensive snowfalls;
sea waves;
landslides;
water mains break downs, canalization, steam piping systems, gas transportation systems, electricity power lines and other similar equipment, as well as from explosions caused from or to such equipment.
„Partial casco”Risks covered:
All risks, as per clause “Minimal casco”, as well as:
Accidental airplane crashes or the falling of other objects on the vehicle;
Crashing into or impact by the vehicle and/or other physical objects, including road traffic incidents, as per the Law of road transportation;
Incidental opening of a hood or a door of the MTV while driving, if this has not occurred due to the negligence of the Insured.
„Extended casco”Risks covered:
All risks under clause “Partial casco”, as well as:
Damages caused to the MTV by third parties via mechanical impact (impact with a hard object, scratching, intentional turnover of the MTV), effects from chemically active substances (acids, bases and others), arson and explosion.
„Full casco”Risks covered:
All risks, as per the clause “Extended casco”, as well as:
Theft of the whole vehicle;
theft via burglary of a permanently mounted car audio, radio etc. similar equipment at a unit value of up to 5 % of the sum insured for the vehicle. The Value of the additional equipment will be entered in the policy but it should not exceed a total of 20% of the sum insured;
robbery of the whole vehicle;
„THEFT”Risks covered:
Theft of the whole vehicle;
Robbery of the whole vehicle.
You will need to provide the following: * The vehicle’s registration document
* The valid MOT certificate
* Proof of identity and proof of address may be required although the registration document of the car may be sufficient.
You can find a list of insurance company's here
[You must be registered and logged in to see this link.] its a Bulgarian site
use Google translate
Mon Sep 14, 2009 5:37 am
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